BREAKING NEWS :- The bank's time of June from 9.30 to 5.30 will be on every Saturday CLOSE.
(Account holder) and bank financial transactions. The purpose of the bank account is to encourage savings and bring financial transactions to the banking network. There are many types of bank accounts that you can choose according to your needs, for example, a merchant will choose a current account rather than a savings bank account.
Savings Bank Account (Savings Account): Savings Bank accounts hold the key to increasing the habit of savings among people and using them when they need their funds. The main advantages of a Savings Bank account are its high liquidity, security and savings, with a moderate interest income.
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"You may have a savings account in the bank but it is likely that you have not thought of banking effect on your money. You can save money by gaining knowledge about various types of savings bank accounts.
It is difficult to remain without a bank account at the present time. Banks are essential to keep the economy slower. Banks offer a loan for you to buy a home or car and issue a debit card for the item you want to buy. However, you probably do not know that you have saved money with bank accounting smartly
You can This chapter will explain the various savings bank accounts, which are available from. A bank account is a financial account with a banking institution that is yours
BREAKING NEWS :- The bank's time of June from 9.30 to 5.30 will be on every Saturday CLOSE.
Capital protection: The remaining capital of a savings bank account is not completely safe. Balance in account, including earned interest, maximum Rs. One lakh is only protected. This amount is allocated by Deposit Insurance and Credit Guarantee Corporation (DICGC) for all commercial banks, operative branches of foreign banks, local area banks and regional rural banks in India. In the case of cooperative banks, you will have to check whether it is protected under DICGC because if the bank does not pay premium for three consecutive years for the insurance plan, then its insurance cover expires.
BREAKING NEWS :- The bank's time of June from 9.30 to 5.30 will be on every Saturday CLOSE.
Protection against inflation: The Savings Bank account does not protect against inflation, which means that the account does not provide real-time compensation even when inflation is higher than Savings Bank account interest rate.
Warranty-bail: In the savings bank account, first Rs. Interest rates are up to 1 lakh balances. These rates vary according to the bank because the Reserve Bank of India has unregulated Savings Bank Deposit rates on October 25, 2011. Banks are now free to determine the interest rate on the savings bank account balance, which is about Rs. Should be equal to one lakh for all accounts but may be different in higher balances.
Liquidity: The Savings Bank account has high liquidity and the person can withdraw cash from the account during banking hours. Today, most banks offer an Automated Retailer Machine (ATM) to the Savings Holder. ATMs allow the maximum amount of money allowed once in 24 hours, which is different in each bank and is based on the type of account. While real-time gross settlement (RTGS) facility payments payments are possible from 9.00 to 4:30 during weekends, as on Saturday 9.00 to 1.30 possible.
BREAKING NEWS :- The bank's time of June from 9.30 to 5.30 will be on every Saturday CLOSE.
Exit Options: You can close the bank account at any time during banking hours on any given day.
Other risks: Rs. There is a risk if the bank gets liquidated on the balance of interest, with interest above Rs 1 lakh.
Tax Impact: Rs. Interest up to Rs 10,000 per year is tax-free. The amount of interest above this limit is considered as income and it is taxed as well. The interest received is taxable under the head 'Income from Other Sources'.
New Delhi: People are very important news. If you do not have a bank account then open it and deposit one thousand rupees per month. That will give you financial advantage. Since January 2014, Prime Minister Modi has started the Sukanya Sanchini Yojana under Beti Padwa campaign to save Beti. Under this plan you can give your daughter a beautiful future.
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PM Modi's Sukanya rich project started on December 4, 2014. This is a long term debt scheme. In which any person can open an account from birth to 10 years of age. This account is opened in a bank or post. This account continues till the age of 21 in the child.
A thousand rupees should be opened while opening the account. It is deposited in cash, check or draft. This scheme provides financial support to the family from the birth of a child to the marriage. This scheme has been started keeping in mind the reduced number of children.
Start -up
In order to open an account, the birth certificate of the child is required, the applicant's identity card and residence certificate is required. This account can be opened in the bank authorized by the post office and central government. Deposits to be deposited in this account during one thousand to one and a half lakh years. If any reason can not be deposited in that year, then the amount can be deposited in the next year. But along with the penalties you have to pay 50 rupees.
Money is to be deposited for 14 years of opening the account. If the child is 21 years old, you will be stopped. The child becomes 21 years of age and the account becomes maturity. But in the 18-year-old child's study, 50 percent of the money can be taken for the study. www.happytohelptech.in There is no income tax on the amount matched on maturity. Interest rates vary from year to year. A separate account of each child can be opened.
BREAKING NEWS :- The bank's time of June from 9.30 to 5.30 will be on every Saturday CLOSE.
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